Find Health Insurance Agents in your Area
California has a diverse population, a diverse geography, and now, diverse health insurance plans! Because health insurance rates vary as widely as the Sierra Nevada Mountains to the Pacific Coastline, browse our site to find the right health insurance plan for you, your family, your spouse or your employees.
Rates for health insurance in California vary widely from one insurance company to the next. Using a broker web site gives you the advantage of One stop shopping. You get to shop and compare rates from all the major carriers.
Rates and benefits for all the major plans in California.
This site also serves as a resource guide to provide you with information that will be important to you in your search for the “health insurance plan that is right for you”.
You will also find information about pre-existing conditions, your options when leaving a group health insurance plan, financial rating organizations and much more.
Take some time and explore the balance of this site. It will be worth your while!
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This link takes you to a site provided by the Agency for Health Care Policy and Research (AHCPR), a Public Health Service agency in the Department of Health and Human Services (HHS). Below you will find a list of some of the information contained on the site. Click on the link above and explore it thoroughly.
Thinking About Health Insurance Choices
Why Do You Need Health Insurance?
Where Do People Get Health Insurance Coverage?
Group Health Insurance
Individual Health Insurance
Health Maintenance Organizations (HMOs)
Questions to Ask About an HMO
Preferred Provider Organizations (PPOs)
Questions to Ask About a PPO
Checklist: What’s Most Important to You?
Worksheet: What Is Your Best Health Insurance Buy?
Understanding Health Insurance Terms
AHCPR Publication No. 93-0018, December 1992. Agency for Health Care Policy and Research, Rockville, MD.
This links you to a site which is put together by Georgetown University and contains a lot of useful information that consumers need to know. The contents are:
The Health Insurance Portability and Accountability Act of 1996 created the opportunity for individuals leaving employer sponsored plans (group health insurance plans) to qualify for guaranteed issue individual health insurance. They must meet certain qualifications. To qualify for a HIPAA plan, you must:
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Be sure to ask about all of your options when leaving a group health insurance plan. If you understand all of them you will be able to choose the best health insurance for the future. Some choices are guaranteed issue regardless of health history and others are not. Prices, benefits and coverage will vary widely. A good broker can walk you through the options. The options may include: Federal COBRA (groups with 20 or more employees), individual conversion plan, extension of benefits if totally disabled, HIPAA guaranteed issue plan, or medically underwritten individual and family health insurance.
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The iFindCaliforniaHealthInsurance web site is designed as a health insurance directory to help the consumer find quotes and information on health insurance options in California. A local broker may be the best source of this information. With a click of the mouse (on the Rate Button near the top of this site) you will be linked to the web site of a broker specializing in health insurance in California.
iFindCaliforniaHealthInsurance.com is provided by Online Marketing – USA and does not sell health insurance and is not affiliated with the broker you will be linked to. By using this web site, you acknowledge that iFindCaliforniaHealth Insurance.com and or Online Marketing – USA is not responsible for the actions of the broker that you will be linked to and does not have any control over the accuracy of the information contained on their web site.
The purchase of health insurance can be confusing and it is the consumer’s responsibility to ask questions and make sure that they are receiving clear, complete, accurate and appropriate information. Do not cancel any existing health insurance until you are approved for the coverage you apply for and that you know the rates and benefits that have been approved before canceling the existing coverage.
The balance of the information on this web site is also provided as a service to you the consumer. We have attempted to provide information that will help you in your search for health insurance. We do not warrant, nor guarantee that it is current, complete nor accurate.
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